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First-Time Homebuyer Tax Credit

The time to qualify for the First-Time Homebuyer Tax Credit is running short.  You must purchase a home before December 1, 2009 to qualify.   That means that you have to close by November 30, 2009, not just have a contract to purchase.  If you are going to finance your purchase,  it will take 30-60 days to close on your purchase depending on the type of loan that you get.   There are only 81 days left.  It is time to start talking to both your lender about qualifying for a loan and to your  REALTOR® about finding your first home.  Learn more about the First-Time Homebuyer Tax Credit

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Enhancing your outdoor living space

According to the July 2009 issue of Horizon Air Magazine, “you can create an enviable outdoor area, no matter how small the space. The key is to make the most of the space you have. You’ll be rewarded with a more attractive environment, while also adding value to your home. . .” This is so true, although you may not recoup the entire cost of the improvement when selling but it would certainly enhance you home.