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	<title>Silver Sage Realty - Connie Herbert &#187; connie herbert</title>
	<atom:link href="http://www.cherberthomes.com/tag/connie-herbert/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.cherberthomes.com</link>
	<description>Southern Idaho Real Estate</description>
	<lastBuildDate>Wed, 01 Feb 2012 19:44:07 +0000</lastBuildDate>
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		<title>January 1, 2010 HUD-1 and GFE Changes</title>
		<link>http://www.cherberthomes.com/2010/01/18/january-1-2010-hud-1-and-gfe-changes/</link>
		<comments>http://www.cherberthomes.com/2010/01/18/january-1-2010-hud-1-and-gfe-changes/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 20:29:36 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[better-inform]]></category>
		<category><![CDATA[borrower]]></category>
		<category><![CDATA[borrower-pays]]></category>
		<category><![CDATA[connie herbert]]></category>
		<category><![CDATA[faith]]></category>
		<category><![CDATA[faith-estimate]]></category>
		<category><![CDATA[fees-the-borrower]]></category>
		<category><![CDATA[past]]></category>
		<category><![CDATA[restrict-fee]]></category>
		<category><![CDATA[should-help]]></category>
		<category><![CDATA[silver sage realty]]></category>
		<category><![CDATA[the-closing]]></category>
		<category><![CDATA[updated-forms]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/2010/01/18/january-1-2010-hud-1-and-gfe-changes/</guid>
		<description><![CDATA[Effective January 1, 2010 a new Good Faith Estimate (GFE) and HUD-1 (closing statement) are required.  These updated forms are designed to better inform borrowers and to restrict fee increases that borrowers have experienced in the past.  It should help to eliminate surprises at the closing table in relation to fees the borrower pays or ]]></description>
			<content:encoded><![CDATA[<p>Effective January 1, 2010 a new Good Faith Estimate (GFE) and HUD-1 (closing statement) are required.  These updated forms are designed to better inform borrowers and to restrict fee increases that borrowers have experienced in the past.  It should help to eliminate surprises at the closing table in relation to fees the borrower pays or [...]</p>
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		<item>
		<title>Mortgage Forgiveness Tax Relief Still in Effect</title>
		<link>http://www.cherberthomes.com/2010/01/18/mortgage-forgiveness-tax-relief-still-in-effect/</link>
		<comments>http://www.cherberthomes.com/2010/01/18/mortgage-forgiveness-tax-relief-still-in-effect/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 18:44:29 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[2008-relieves]]></category>
		<category><![CDATA[bulletin-regarding]]></category>
		<category><![CDATA[connie herbert]]></category>
		<category><![CDATA[effect-through]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[law-enacted]]></category>
		<category><![CDATA[mortgage-debt]]></category>
		<category><![CDATA[read-the-irs]]></category>
		<category><![CDATA[silver sage realty]]></category>
		<category><![CDATA[through-mortgage]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/2010/01/18/mortgage-forgiveness-tax-relief-still-in-effect/</guid>
		<description><![CDATA[A law enacted in 2008 relieves homeowners from paying taxes on mortgage debt that as been relieved through mortgage workouts, short sales, etc.    This is in effect through 2012 and there is a specific for used to report this to the IRS.  Read the IRS bulletin regarding tax relief.]]></description>
			<content:encoded><![CDATA[<p>A law enacted in 2008 relieves homeowners from paying taxes on mortgage debt that as been relieved through mortgage workouts, short sales, etc.    This is in effect through 2012 and there is a specific for used to report this to the IRS.  Read the IRS bulletin regarding tax relief.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Learn more about Magic Valley Communities</title>
		<link>http://www.cherberthomes.com/2010/01/17/learn-more-about-magic-valley-communities/</link>
		<comments>http://www.cherberthomes.com/2010/01/17/learn-more-about-magic-valley-communities/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 05:34:51 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[Buhl, ID]]></category>
		<category><![CDATA[Community & Lifestyle]]></category>
		<category><![CDATA[Filer, ID]]></category>
		<category><![CDATA[Gooding, ID]]></category>
		<category><![CDATA[Hagerman, ID]]></category>
		<category><![CDATA[Jerome, ID]]></category>
		<category><![CDATA[Mini-Cassia]]></category>
		<category><![CDATA[Twin Falls, ID]]></category>
		<category><![CDATA[Wendell, ID]]></category>
		<category><![CDATA[chamber]]></category>
		<category><![CDATA[chamber-city]]></category>
		<category><![CDATA[community-websites]]></category>
		<category><![CDATA[connie herbert]]></category>
		<category><![CDATA[falls]]></category>
		<category><![CDATA[governing]]></category>
		<category><![CDATA[hagerman]]></category>
		<category><![CDATA[hagerman-hagerman]]></category>
		<category><![CDATA[jerome]]></category>
		<category><![CDATA[jerome-city]]></category>
		<category><![CDATA[kimberly]]></category>
		<category><![CDATA[kimberly-city]]></category>
		<category><![CDATA[magic-valley]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/2010/01/17/learn-more-about-magic-valley-communities/</guid>
		<description><![CDATA[When considering moving to a community it is helpful to see what is going on in that commmunity at the governing and Chamber of Commerce levels.  We are would like to provide links to the Magic Valley community websites and blogs below: City of Hagerman Hagerman Chamber City of Jerome City of Kimberly City of Buhl City of Twin Falls ]]></description>
			<content:encoded><![CDATA[<p>When considering moving to a community it is helpful to see what is going on in that commmunity at the governing and Chamber of Commerce levels.  We are would like to provide links to the Magic Valley community websites and blogs below:<br />
City of Hagerman<br />
Hagerman Chamber<br />
City of Jerome<br />
City of Kimberly<br />
City of Buhl<br />
City of Twin Falls [...]</p>
]]></content:encoded>
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		<title>Keep Thousand Springs State Park Open</title>
		<link>http://www.cherberthomes.com/2009/12/07/keep-thousand-springs-state-park-open/</link>
		<comments>http://www.cherberthomes.com/2009/12/07/keep-thousand-springs-state-park-open/#comments</comments>
		<pubDate>Mon, 07 Dec 2009 18:07:25 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[Community & Lifestyle]]></category>
		<category><![CDATA[Hagerman, ID]]></category>
		<category><![CDATA[Billingsley Creek]]></category>
		<category><![CDATA[Blues in the Park]]></category>
		<category><![CDATA[connie herbert]]></category>
		<category><![CDATA[hagerman]]></category>
		<category><![CDATA[idaho]]></category>
		<category><![CDATA[Idaho state parks]]></category>
		<category><![CDATA[Thousand Springs State Park]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/?p=784</guid>
		<description><![CDATA[One of the concerns when the State of Idaho bought several properties along Billingsley Creek was the on going maintenance that would be required to keep the properties from becoming weed patches and thus eyesores.  The state combined these properties with other parks in the area to form what became known as Thousand Springs State [...]]]></description>
			<content:encoded><![CDATA[<p>One of the concerns when the State of Idaho bought several properties along Billingsley Creek was the on going maintenance that would be required to keep the properties from becoming weed patches and thus eyesores.  The state combined these properties with other parks in the area to form what became known as <a href="http://parksandrecreation.idaho.gov/parks/thousandsprings.aspx" target="_blank">Thousand Springs State Park.</a> The park is an asset to the community of <a href="http://cherberthomes.com" target="_blank">Hagerman</a>, providing a venue for Blues in the Park, a weekend Flea Market, Annual 1000 Springs Art Show, fun runs, and chamber events to name a few.  If the state closes the many segments of this park it is in jeopardy of becoming the eyesore that was feared and thus a detriment to this delightful community.  There are enough challenges to small communities in these times, that we don&#8217;t need the state to through another cog in the wheel.  It is important to find a way to keep the park system open.</p>
<p>A Times News article today says, &#8220;everything is on the table as the state of Idaho tries to shrink government services to fit declining tax revenues. But we’d hate to see Thousand Springs State Park — truly one of the Magic Valley’s natural treasures — become one of the casualties.  .  .  . The Thousand Springs complex is a second home for many Magic Valley families during the summer months, and a significant source of income for the Hagerman area. It’s worth saving, even if someone other than the state has to do it.&#8221; <a href="http://www.magicvalley.com/news/opinion/editorial/article_3c539554-26b1-5bfb-8a46-8bd81f80a679.html" target="_blank">Read entire article.</a></p>
]]></content:encoded>
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		<item>
		<title>140 W Orchard, Hagerman, Idaho 83332</title>
		<link>http://www.cherberthomes.com/2009/11/20/140-w-orchard-hagerman-idaho-83332/</link>
		<comments>http://www.cherberthomes.com/2009/11/20/140-w-orchard-hagerman-idaho-83332/#comments</comments>
		<pubDate>Sat, 21 Nov 2009 01:21:21 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[Featured Listings]]></category>
		<category><![CDATA[Hagerman, ID]]></category>
		<category><![CDATA[140 W. Orchard]]></category>
		<category><![CDATA[83332]]></category>
		<category><![CDATA[connie herbert]]></category>
		<category><![CDATA[hagerman]]></category>
		<category><![CDATA[hot tub]]></category>
		<category><![CDATA[idaho]]></category>
		<category><![CDATA[silver sage realty]]></category>
		<category><![CDATA[starter home]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/?p=590</guid>
		<description><![CDATA[Comfortable home close to schools, stores, and library with hot tub on private, fenced deck.  This would be a great starter home, rental, or get away to Hagerman&#8217;s milder climate.]]></description>
			<content:encoded><![CDATA[<p>Comfortable home close to schools, stores, and library with hot tub on private, fenced deck.  This would be a great starter home, rental, or get away to Hagerman&#8217;s milder climate.</p>
<p><a href="http://cherberthomes.com/wp-content/uploads/2009/11/DSCF8994.JPG" rel="lightbox"><img class="alignleft size-thumbnail wp-image-593" title="DSCF8994" src="http://cherberthomes.com/wp-content/uploads/2009/11/DSCF8994-150x150.jpg" alt="DSCF8994" width="150" height="150" /></a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>Gooding Elementary School Honored</title>
		<link>http://www.cherberthomes.com/2009/11/19/gooding-elementary-school-honored/</link>
		<comments>http://www.cherberthomes.com/2009/11/19/gooding-elementary-school-honored/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 18:25:15 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[Community & Lifestyle]]></category>
		<category><![CDATA[Gooding, ID]]></category>
		<category><![CDATA[connie herbert]]></category>
		<category><![CDATA[elementary school]]></category>
		<category><![CDATA[fitness]]></category>
		<category><![CDATA[gooding]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[honor]]></category>
		<category><![CDATA[idaho]]></category>
		<category><![CDATA[nutrition]]></category>
		<category><![CDATA[students]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/?p=586</guid>
		<description><![CDATA[What an honor for one of our local schools to be the first in the nation to receive this honor: &#8220;An official from the U.S. Department of Agriculture will be in Idaho to recognize Gooding Elementary School for efforts to improve the health, nutrition and fitness of students.&#8221;  Read more&#8230;]]></description>
			<content:encoded><![CDATA[<p>What an honor for one of our local schools to be the first in the nation to receive this honor: &#8220;An official from the U.S. Department of Agriculture will be in Idaho to recognize <a href="http://cherberthomes.com" target="_blank">Gooding</a> Elementary School for efforts to improve the health, nutrition and fitness of students.&#8221;  <a href="http://bit.ly/2IZDyc" target="_blank">Read more&#8230;</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>15 East 220 South, Burley, Idaho 83318 Price Reduced</title>
		<link>http://www.cherberthomes.com/2009/09/28/15-east-220-south-burley-idaho-83318/</link>
		<comments>http://www.cherberthomes.com/2009/09/28/15-east-220-south-burley-idaho-83318/#comments</comments>
		<pubDate>Mon, 28 Sep 2009 22:31:53 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[Featured Listings]]></category>
		<category><![CDATA[83318]]></category>
		<category><![CDATA[acreage]]></category>
		<category><![CDATA[brick]]></category>
		<category><![CDATA[Burley]]></category>
		<category><![CDATA[connie herbert]]></category>
		<category><![CDATA[horses]]></category>
		<category><![CDATA[idaho]]></category>
		<category><![CDATA[price reduced]]></category>
		<category><![CDATA[shop]]></category>
		<category><![CDATA[silver sage realty]]></category>
		<category><![CDATA[storage]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/?p=486</guid>
		<description><![CDATA[Spacious family home w/room for your horse or 4H project, featuring custom cabinets, fireplace, extensive built-in storage &#38; basement rec room or 4th bedroom. The breathtaking mountain views from the comfortable living room &#38; protected patio are ever changing. Over 1 acre of irrigated pasture plus a 20&#8242; x 39&#8242; insulated woodshop &#38; a 40&#8242; [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://cherberthomes.com/wp-content/uploads/2009/09/imls98400733.JPG" rel="lightbox"><img class="alignright size-thumbnail wp-image-487" title="imls98400733" src="http://cherberthomes.com/wp-content/uploads/2009/09/imls98400733-150x150.jpg" alt="imls98400733" width="150" height="150" /></a>Spacious family home w/room for your horse or 4H project, featuring custom cabinets, fireplace, extensive built-in storage &amp; basement rec room or 4th bedroom. The breathtaking mountain views from the comfortable living room &amp; protected patio are ever changing. Over 1 acre of irrigated pasture plus a 20&#8242; x 39&#8242; insulated woodshop &amp; a 40&#8242; x 23&#8242;.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Aquatic Therapy with the Gooding’s North Canyon Medical Center</title>
		<link>http://www.cherberthomes.com/2009/09/19/aquatic-therapy-with-the-gooding%e2%80%99s-north-canyon-medical-center/</link>
		<comments>http://www.cherberthomes.com/2009/09/19/aquatic-therapy-with-the-gooding%e2%80%99s-north-canyon-medical-center/#comments</comments>
		<pubDate>Sun, 20 Sep 2009 03:58:27 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[My Blog]]></category>
		<category><![CDATA[aquatic]]></category>
		<category><![CDATA[area]]></category>
		<category><![CDATA[area-even]]></category>
		<category><![CDATA[article]]></category>
		<category><![CDATA[connie]]></category>
		<category><![CDATA[connie herbert]]></category>
		<category><![CDATA[county-hopsital]]></category>
		<category><![CDATA[new-hospital]]></category>
		<category><![CDATA[offer-the-area]]></category>
		<category><![CDATA[post-written]]></category>
		<category><![CDATA[silver sage realty]]></category>
		<category><![CDATA[their-aquatic]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/2009/09/19/aquatic-therapy-with-the-gooding%e2%80%99s-north-canyon-medical-center/</guid>
		<description><![CDATA[The county hopsital is Gooding has so much to offer the area even before the new hospital is complete.  Check out this article about their aquatic therapy program. This post written by: Connie Herbert]]></description>
			<content:encoded><![CDATA[<p>The county hopsital is Gooding has so much to offer the area even before the new hospital is complete.  Check out this article about their aquatic therapy program.</p>
<p>This post written by: Connie Herbert</p>
]]></content:encoded>
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		<item>
		<title>Fly Fishing Rejuvinates</title>
		<link>http://www.cherberthomes.com/2009/09/19/434/</link>
		<comments>http://www.cherberthomes.com/2009/09/19/434/#comments</comments>
		<pubDate>Sat, 19 Sep 2009 19:35:31 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[My Blog]]></category>
		<category><![CDATA[Outdoors]]></category>
		<category><![CDATA[blue ribbon flies]]></category>
		<category><![CDATA[connie herbert]]></category>
		<category><![CDATA[fly fishing]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[weekends]]></category>
		<category><![CDATA[yellowstone]]></category>
		<category><![CDATA[yellowstone park]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/?p=434</guid>
		<description><![CDATA[My love of fly fishing gives me a chance to get away from my real estate business and rejuvinate my mind and body.  One of the places I love fishing is Yellowstone Park and the surrounding area.  Having fished the park multiple Memorial weekends, in July, and also in the fall, I have to say [...]]]></description>
			<content:encoded><![CDATA[<dl id="attachment_437" class="wp-caption alignleft" style="width: 156px;">
<dt class="wp-caption-dt"><img class="size-medium wp-image-437 alignright" src="http://cherberthomes.com/wp-content/uploads/2009/09/Soda_ButteWeb-300x225.jpg" alt="" width="146" height="110" /></dt>
</dl>
<p>My love of fly fishing gives me a chance to get away from my <a href="http://cherberthomes.com" target="_blank">real estate business</a> and rejuvinate my mind and body.  One of the places I love fishing is Yellowstone Park and the surrounding area.  Having fished the park multiple Memorial weekends, in July, and also in the fall, I have to say that my favorite time is the fall.  Especially when the elk are in the rut and you can listen to them bugle and watch them  trying to keep their cows in the group.</p>
<p>When planning a trip to Yellowstone Park, I check with <a href="http://www.blueribbonflies.com/" target="_blank"> Blue Ribbon Flies</a> in West Yellowstone to see check on water conditions and hatchs.  Blue Ribbon Flies puts out a great newsletter about area fishing.  Here&#8217;s the link to their latest newsletter &#8211; <a href="http://campaign.constantcontact.com/render?v=001BpQvgV7FG7xzxE9cSGb9G9jFvChOpCgGAagCUJleAGLVGGzhERwBMPkawzR_AVb5LihtK50QFHMrBrtrzY42xwSVq6v2gAT4ipK1baeHNC8WNTJHtvfMlrdhiWNaZtlBT2qm7hs-vhTjaaeA83OcKg%3D%3D" target="_blank">Blue Ribbon Flies Newsletter</a>.</p>
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