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	<title>Silver Sage Realty - Connie Herbert &#187; For Buyers</title>
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	<link>http://www.cherberthomes.com</link>
	<description>Southern Idaho Real Estate</description>
	<lastBuildDate>Wed, 01 Feb 2012 19:44:07 +0000</lastBuildDate>
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		<title>Silver Sage Realty, Inc. Merges with Canyon Trail Realty</title>
		<link>http://www.cherberthomes.com/2012/01/25/silver-sage-realty-inc-merges-with-canyon-trail-realty/</link>
		<comments>http://www.cherberthomes.com/2012/01/25/silver-sage-realty-inc-merges-with-canyon-trail-realty/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 22:47:19 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[Community & Lifestyle]]></category>
		<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[My Blog]]></category>
		<category><![CDATA[Canyon Trail Realty]]></category>
		<category><![CDATA[gooding homes]]></category>
		<category><![CDATA[hagerman]]></category>
		<category><![CDATA[Hagerman homes]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[southern Idaho]]></category>

		<guid isPermaLink="false">http://www.cherberthomes.com/?p=1708</guid>
		<description><![CDATA[It is said that, “Change is the essence of life.  Be willing to surrender what you are for what you could become.”  As of January 23, 2012 I have surrendered my identity as Silver Sage Realty, Inc. by merging with Canyon Trail Realty.  I am now an agent rather than a broker.  This change will [...]]]></description>
			<content:encoded><![CDATA[<p>It is said that, “Change is the essence of life.  Be willing to surrender what you are for what you could become.”  As of January 23, 2012 I have surrendered my identity as Silver Sage Realty, Inc. by merging with Canyon Trail Realty.  I am now an agent rather than a broker.  This change will allow me more time to focus on the business of selling properties and working with buyers, as well as provide a larger group of agents working together to help with your real estate needs.  We will have two offices, with the main office in Jerome with 24 agents and a satellite office in Hagerman with 5 agents.  Currently we are located in the same Silver Sage Realty location, but will be moving the middle of February to an attractive log building on the South end of  Hagerman located at 461 South State Street.  I look forward to working with you.</p>
<p style="text-align: center;"><a href="http://www.cherberthomes.com/wp-content/uploads/2012/01/Business-Card.jpg" rel="lightbox"><img class="alignnone size-medium wp-image-1710" title="Canyon Trail Realty, Connie Herbert Associate Broker" src="http://www.cherberthomes.com/wp-content/uploads/2012/01/Business-Card-300x171.jpg" alt="" width="300" height="171" /></a></p>
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		<title>Guidance on New $6,500 Tax Credit for Repeat Home Buyers</title>
		<link>http://www.cherberthomes.com/2010/01/25/guidance-on-new-6500-tax-credit-for-repeat-home-buyers/</link>
		<comments>http://www.cherberthomes.com/2010/01/25/guidance-on-new-6500-tax-credit-for-repeat-home-buyers/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 22:21:01 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[500-tax]]></category>
		<category><![CDATA[article-gives]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[help-consumers]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[little-research]]></category>
		<category><![CDATA[repeat-home]]></category>
		<category><![CDATA[requirements]]></category>
		<category><![CDATA[silver sage realty]]></category>
		<category><![CDATA[the-credit]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/2010/01/25/guidance-on-new-6500-tax-credit-for-repeat-home-buyers/</guid>
		<description><![CDATA[If you have questions about the the $6,500 tax credit for repeat home buyers, the IRS has published guidance to help consumers better understand the requirements.  This Washington Post article gives an explanation of the credit and provides a link to the IRS for more information.  A little research led me to this IRS link ]]></description>
			<content:encoded><![CDATA[<p>If you have questions about the the $6,500 tax credit for repeat home buyers, the IRS has published guidance to help consumers better understand the requirements.  This Washington Post article gives an explanation of the credit and provides a link to the IRS for more information.  A little research led me to this IRS link [...]</p>
]]></content:encoded>
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		<item>
		<title>January 1, 2010 HUD-1 and GFE Changes</title>
		<link>http://www.cherberthomes.com/2010/01/18/january-1-2010-hud-1-and-gfe-changes/</link>
		<comments>http://www.cherberthomes.com/2010/01/18/january-1-2010-hud-1-and-gfe-changes/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 20:29:36 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[better-inform]]></category>
		<category><![CDATA[borrower]]></category>
		<category><![CDATA[borrower-pays]]></category>
		<category><![CDATA[connie herbert]]></category>
		<category><![CDATA[faith]]></category>
		<category><![CDATA[faith-estimate]]></category>
		<category><![CDATA[fees-the-borrower]]></category>
		<category><![CDATA[past]]></category>
		<category><![CDATA[restrict-fee]]></category>
		<category><![CDATA[should-help]]></category>
		<category><![CDATA[silver sage realty]]></category>
		<category><![CDATA[the-closing]]></category>
		<category><![CDATA[updated-forms]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/2010/01/18/january-1-2010-hud-1-and-gfe-changes/</guid>
		<description><![CDATA[Effective January 1, 2010 a new Good Faith Estimate (GFE) and HUD-1 (closing statement) are required.  These updated forms are designed to better inform borrowers and to restrict fee increases that borrowers have experienced in the past.  It should help to eliminate surprises at the closing table in relation to fees the borrower pays or ]]></description>
			<content:encoded><![CDATA[<p>Effective January 1, 2010 a new Good Faith Estimate (GFE) and HUD-1 (closing statement) are required.  These updated forms are designed to better inform borrowers and to restrict fee increases that borrowers have experienced in the past.  It should help to eliminate surprises at the closing table in relation to fees the borrower pays or [...]</p>
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		<title>Home Buyer Tax Credit Not Just for First Time Buyers</title>
		<link>http://www.cherberthomes.com/2009/11/20/home-buyer-tax-credit-not-just-for-first-time-buyers/</link>
		<comments>http://www.cherberthomes.com/2009/11/20/home-buyer-tax-credit-not-just-for-first-time-buyers/#comments</comments>
		<pubDate>Sat, 21 Nov 2009 00:25:27 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[My Blog]]></category>
		<category><![CDATA[first time]]></category>
		<category><![CDATA[home buyer]]></category>
		<category><![CDATA[NAR]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[realtors]]></category>
		<category><![CDATA[tax-credit]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/?p=588</guid>
		<description><![CDATA[The Extended Home Buyer Tax Credit: Find the basics for homebuyers, and home owners from the National Association of REALTORS®. They provide some valuable information.  NAR further info]]></description>
			<content:encoded><![CDATA[<p>The Extended Home Buyer Tax Credit: Find the basics for homebuyers, and home owners from the National Association of REALTORS®. They provide some valuable information.  <a href="http://bit.ly/1b69M0" target="_blank">NAR further info</a></p>
]]></content:encoded>
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		<item>
		<title>Homebuyer tax credit extended and expanded!!!</title>
		<link>http://www.cherberthomes.com/2009/11/05/homebuyer-tax-credit-extended-and-expanded/</link>
		<comments>http://www.cherberthomes.com/2009/11/05/homebuyer-tax-credit-extended-and-expanded/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 20:26:30 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[My Blog]]></category>
		<category><![CDATA[homebuyers tax credit]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[legislation.]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[senate]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/?p=571</guid>
		<description><![CDATA[&#8220;The legislation also would extend the $8,000 homebuyer tax credit to contracts signed by April 30 and closed by June 30. The controversial credit, which many say has boosted home sales in recent months, was set to expire after Nov. 30. The bill also creates a $6,500 credit for those who buy a home after [...]]]></description>
			<content:encoded><![CDATA[<p>&#8220;The legislation also would extend the $8,000 homebuyer tax credit to contracts signed by April 30 and closed by June 30. The controversial credit, which many say has boosted home sales in recent months, was set to expire after Nov. 30.</p>
<p>The bill also creates a $6,500 credit for those who buy a home after living in their current house at least five years. That measure would apply to contracts signed by April 30 and closed by June 30. The current credit defines a first-time homebuyer as someone who has not owned a residence within the past three years.&#8221;  <a href=" http://bit.ly/3WRZlB" target="_blank">Read entire article.</a></p>
]]></content:encoded>
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		<title>Selecting a Home Inspector</title>
		<link>http://www.cherberthomes.com/2009/10/17/selecting-a-home-inspector/</link>
		<comments>http://www.cherberthomes.com/2009/10/17/selecting-a-home-inspector/#comments</comments>
		<pubDate>Sat, 17 Oct 2009 22:19:32 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[My Blog]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/?p=547</guid>
		<description><![CDATA[When your real estate agent recommends that you get a home inspection and I hope they are recommending one, how to you select a good one?  There are several to choose from, but I advise that you interview at least two before choosing who to hire to do your home inspection.  Hopefully your agent has [...]]]></description>
			<content:encoded><![CDATA[<p>When your <a href="http://cherberthomes.com" target="_blank">real estate agent </a>recommends that you get a home inspection and I hope they are recommending one, how to you select a good one?  There are several to choose from, but I advise that you interview at least two before choosing who to hire to do your home inspection.  Hopefully your agent has suggested at least two home inspectors that they have had good experience with, but the ultimate selection is your choice not your real estate agent&#8217;s.  I recently found <a href="http://www.ehow.com/how_5520781_select-right-home-inspector.html" target="_blank">this good blog</a> on oline that proposes some excellent questions for you to ask of the home inspectors that you are considering.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Is The Tax Credit Going To Extend?</title>
		<link>http://www.cherberthomes.com/2009/10/17/is-the-tax-credit-going-to-extend-2/</link>
		<comments>http://www.cherberthomes.com/2009/10/17/is-the-tax-credit-going-to-extend-2/#comments</comments>
		<pubDate>Sat, 17 Oct 2009 09:21:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[congressional]]></category>
		<category><![CDATA[current-homeowners]]></category>
		<category><![CDATA[first-time-home]]></category>
		<category><![CDATA[silver sage realty]]></category>
		<category><![CDATA[tax-credit]]></category>
		<category><![CDATA[wednesday]]></category>
		<category><![CDATA[white]]></category>
		<category><![CDATA[white-house]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/2009/10/17/is-the-tax-credit-going-to-extend-2/</guid>
		<description><![CDATA[“Democratic Congressional leaders are working with the White House to extend an expiring $8,000 tax credit for first-time home buyers, and aides said Wednesday that they were considering making it available to current homeowners who purchase a new residence.”   To extend this tax credit for home owner in general would ...]]></description>
			<content:encoded><![CDATA[<p>“Democratic Congressional leaders are working with the White House to extend an expiring $8,000 tax credit for first-time home buyers, and aides said Wednesday that they were considering making it available to current homeowners who purchase a new residence.”   To extend this tax credit for home owner in general would &#8230;</p>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>First-Time Homebuyer Tax Credit</title>
		<link>http://www.cherberthomes.com/2009/09/10/first-time-homebuyer-tax-credit/</link>
		<comments>http://www.cherberthomes.com/2009/09/10/first-time-homebuyer-tax-credit/#comments</comments>
		<pubDate>Thu, 10 Sep 2009 20:35:50 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[My Blog]]></category>
		<category><![CDATA[close]]></category>
		<category><![CDATA[First-Time Homebuyer Tax Credit]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[realtor]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/?p=349</guid>
		<description><![CDATA[The time to qualify for the First-Time Homebuyer Tax Credit is running short.  You must purchase a home before December 1, 2009 to qualify.   That means that you have to close by November 30, 2009, not just have a contract to purchase.  If you are going to finance your purchase,  it will take 30-60 days [...]]]></description>
			<content:encoded><![CDATA[<p>The time to qualify for the First-Time Homebuyer Tax Credit is running short.  You must purchase a home before December 1, 2009 to qualify.   That means that you have to close by November 30, 2009, not just have a contract to purchase.  If you are going to finance your purchase,  it will take 30-60 days to close on your purchase depending on the type of loan that you get.   There are only 81 days left.  It is time to start talking to both your lender about qualifying for a loan and to your  <a href="www.cherberthomes.com">REALTOR®</a> about finding your first home.  Learn more about the <a href="http://www.irs.gov/newsroom/article/0,,id=206293,00.html" target="_blank">First-Time Homebuyer Tax Credit</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The difference between a Client and a Customer</title>
		<link>http://www.cherberthomes.com/2009/09/09/the-difference-between-a-client-and-a-customer/</link>
		<comments>http://www.cherberthomes.com/2009/09/09/the-difference-between-a-client-and-a-customer/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 20:50:32 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[My Blog]]></category>
		<category><![CDATA[agency]]></category>
		<category><![CDATA[Blue Brochure]]></category>
		<category><![CDATA[client]]></category>
		<category><![CDATA[customer]]></category>
		<category><![CDATA[Idaho real estate]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/?p=327</guid>
		<description><![CDATA[Idaho real estate law requires that at the first substantial discussion with a potential buyer or seller, that you be given what we call the &#8220;Blue Brochure&#8221;.   The Blue Brochure explains the agent&#8217;s responsibilities to you and how they differ if you are a Client or a Customer.  My job is to educate you about [...]]]></description>
			<content:encoded><![CDATA[<p>Idaho real estate law requires that at the first substantial discussion with a potential buyer or seller, that you be given what we call the &#8220;Blue Brochure&#8221;.   The Blue Brochure explains the agent&#8217;s responsibilities to you and how they differ if you are a Client or a Customer.  <a href="www.cherberthomes.com" target="_blank">My job</a> is to educate you about the difference and give you an opportunity to decide what our relationship will be.   Watch for further posts explaining the difference between a Client or a Customer or click here to read the Blue Brochure for yourself.</p>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>View virtual tours of my listings</title>
		<link>http://www.cherberthomes.com/2009/08/27/view-virtual-tours-of-my-listings/</link>
		<comments>http://www.cherberthomes.com/2009/08/27/view-virtual-tours-of-my-listings/#comments</comments>
		<pubDate>Thu, 27 Aug 2009 22:55:20 +0000</pubDate>
		<dc:creator>Connie Herbert</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[My Blog]]></category>
		<category><![CDATA[brick]]></category>
		<category><![CDATA[Hagerman homes]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://cherberthomes.com/?p=233</guid>
		<description><![CDATA[My Virtual Tours]]></description>
			<content:encoded><![CDATA[<p><a href="http://tours.tourfactory.com/results.asp?u=44474&amp;p=1" target="_self"><strong>My Virtual Tours</strong></a></p>
]]></content:encoded>
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